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In the early '90s I decided to stop the shenanigans. I did away with all those aliases and began signing all credit card slips with one name: Fred Muzer.
Fred was a shipmate with whom I served in the 1970s at Navy Bands in San Francisco and Newport. We were friends and housemates, and the fact we were both "F.M"s confused a lot of people we met, but, believe me, it hasn't shaken anybody in the credit card industry.
I've been signing Fred's name since about 1992. Fred, old pal, if you're getting billed for mysterious purchases of unleaded gas, sour cream at Amtrak tickets to Denver, don't panic; you're playing a vital part in my efforts to test the nation's economic security.